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DIRECTIVE 2008/48/EC OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC · European Union

The type of credit | The total amount of credit This means the ceiling or the total sums made available under the credit agreement. | The conditions governing the drawdown This means how and when you will obtain the money. | The duration of the credit agreement | Instalments and, where appropriate, the order in which instalments will be allocated | You will have to pay the following: [The amount, number and frequency of payments to be made by the consumer] Interest and/or charges will be payable in the following manner: The total amount you will have to pay This means the amount of borrowed capital plus interest and possible costs related to your credit. | [Sum of total amount of credit and total cost of credit] If applicable The credit is granted in the form of a deferred payment for a good or service or is linked to the supply of specific goods or the provision of a service Name of good/service Cash price | If applicable | Sureties required | [Kind of sureties] This is a description of the security to be provided by you in relation to the credit agreement. | If applicable Repayments do not give rise to immediate amortisation of the capital. |

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Source: EUR-Lex CELLAR · retrieved 2026-07-31 · Text as consolidated on 2023-12-30; changes after this date are not shown.