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a payment institution as defined in Article 4, point (4), of Directive (EU) 2015/2366 of the European Parliament and of the Council (*9), with the exception of a natural or legal person benefitting from an exemption pursuant to Article 32 or 33 of that Directive; or

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Source: EUR-Lex CELLAR · retrieved 2026-08-27 · Text as adopted (Official Journal); later amendments are not incorporated in this text.